If you are tired of paying creditors and want to live a better life financially, you need to read Dave Ramsey's "The Total Money Makeover." I had my husband pick this book up for me at the library right before our vacation last week and I read it in 2 days! He shows you how to create wealth by using the income you already make. Which includes getting out of debt and paying for everything in cash, even vehicles! This isn't a get rich quick scheme, but a way to show you how to build a better life for yourself using what you have. It's really motivated me to get out of debt as fast as I can! We are going to do whatever we can to get there. We totalled our van a week ago and luckily we're getting enough to pay it off. So now that we know our booster seat and two car seats will fit in the back of the car we are going to just use the ONE car for now. That's how extreme we are going and how serious we are about it. Although I have been aggressively paying down our debt for almost a year now, this book has really motivated me to get rid of our debt and as fast as we can. I'm sick of the bills and the interest! It kind of makes me mad at myself for some of the choices I've made in the past. Live and learn I guess.Have you read this book? Leave a comment and let us know what you think.
1 comment:
Ryan listens to Dave Ramsey all the time on satellite radio. And I know a friend of mine read this book. She paid off large heaps of credit card and loan debt and celebrated by going on a disney vacation paid for in cash :) The only debt they have left is their house, and Dave Ramsey doesn't consider having a mortgage as debt free, but its a step in the right direction.
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